Otis College Health Insurance Policy
All degree seeking students enrolled in BFA and MFA programs are required to have health insurance. All currently enrolled students are automatically enrolled in Otis College's Student Health Insurance Plan, unless a waiver is completed. New incoming Spring 2025 students will receive an email from Academic HealthPlans (AHP) starting December 2024 with waiver instructions. NOTE: If you are a new incoming Spring student waiving the student health insurance plan, you will have to waive again Fall 2024.
Health Insurance Adminstrator and Plan Network
Otis College's insurance plan is administered through Anthem. It is a full service plan that utilizes the Anthem PPO Network. You are able to find insurance information regarding cost, benefits, claims, and more at otis.myahpcare.com.
Plan Perks and Highlights:
- All services at the Student Health and Wellness Center (SHWC) on campus are 100% free (no co-pays)
- On-Site Physician and Nurse Practioner in the SHWC on campus
- Full service PPO plan with nationwide network
- Low co-pays and deductible for off-campus services
- Student Health and Wellness Center provides benefit and claims assistance, referrals and coordination of care
- Otis College 2023-2024 Student Health Insurance Brochure
Discount Programs
Anthem Special Offers/Discounts
Dental and Vision Plans
Anthem also offers dental and vision plans that students can sign up for on their own. These plans are completely voluntary and paid directly to Anthem.
2024-2025 Pricing and Coverage Charts
BFA (undergraduate) and MFA:
| Term | Cost | Coverage |
|---|---|---|
| Fall (2024) | $1080 (5 months of coverage) | 8/15/2024-1/6/2025 |
| Spring/Summer (2025) | $1636 (7 months of coverage) | 1/7/2025-8/14/2025 |
| Annual Rate (2024-2025) | $2716 | 8/15/24-8/14/25 |
Insurance rate is determined based on actual calendar days of the plan coverage.
BFA (undergraduate) and MFA - Waiving:
The waiver site will open on May 1.
| Term | Dates | Coverage |
|---|---|---|
| Waiving Link Will Be Available | 05/01/2024-08/01/2024 |
Students are eligible to waive once they are admitted, enrolled and registered at Otis College. |
| Waiver Deadline | 08/01/2024 |
If you have special circumstances please visit the Student Health & Wellness Center for more information |
Dependent Coverage
You may enroll eligible dependents onto the health insurance plan as long as you are covered. For MFA Graphic Design students, the Summer 1 deadline to enroll dependents is 8/1/2024. For BFA (undergraduate) and MFA students, the Spring deadline to enroll dependents is 2/1/2025.
If you would like to enroll dependents for the 2024-2025 academic year, please visit the following site. If you have any questions or need additional assistance, email studenthealth@otis.edu.
Leave of Absence and Not Re-Enrolling
The school's insurance plan covers you each semester that you are enrolled. Should your matriculation continue into the next semester, your coverage will also continue.
If you take a Leave of Absence within the first 30 days of the beginning of the semester, your insurance will be terminated.
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Example 1: You are enrolled for Fall 2024, but do not enroll for Spring 2025. Your coverage will end on the last day of Fall 2024 coverage.
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Example 2: You are enrolled for Fall 2024 and enroll for Spring 2025, but then take a leave of absence less than 30 days into the Spring semester. Your coverage be terminated back to the last day of Fall 2024 coverage.
If you take a leave of absence 31 or more days into the semester, your insurance will remain in place for the rest of that semester and you will not be issued a refund.
Please note: There is often lag time between your coverage ending and the insurance company's system showing that your membership is terminated. Should you use your insurance during that time, you will later be responsible to pay back anything that the insurance paid for you during that time. It is requested that you do NOT attempt to use your insurance after the termination date.
Accident Insurance
All currently enrolled students are enrolled in a comprehensive Student Accident Insurance plan.
Accident Insurance Claim Form
(Download the form to fill it out online)