Events
  • Daniel Mendel-Black has exhibited widely in the U.S. and abroad. Recent shows include Pretty Lips Are Red at China Art Objects Galleries in Los Angeles, and André Butzer, Marcel Hüppauff, Daniel Mendel-Black, Philipp Schwalb at Galerie Bernd Kugler in Innsbruck, Austria. Mendel-Black’s work is represented in a number of public collections.

  • Join us at the opening of our 2017 exhibition on THURSDAY, JANUARY 19TH at 6:30pm at Otis College Fine Art Graduate Studios. Exhibit curated by GFA Students, Alex Kay and Shirin Bolourchi.

  • Tim Walsh, is the inventor of the board game Blurt!, which sold more than a milion copies. Tim has lincesned toy and game concepts to Hasbro, Mattel, Brio, Educational Insights, Imagine Entertaiment, and others. Be inspired and entertained by the stories behind the creation of blockbuster toys and games.

     

  • Todd Bradford Richmond presents a solo exhibition of new paintings and installation for his Graduate Thesis at The Bolsky Gallery, Otis College of Art & Design, on view January 22 to February 1, 2017 (closes at 12noon on Feb 1). There will be an artist reception on Saturday, January 28, 2-6pm.

  • Tim Davis's wry photographs find the sublime in the quotidian. Whether shooting an abandoned pair of sneakers, the streets of a nameless suburb, or the corner of a framed painting in a museum, Davis captures the peripheral, everyday beauty of our daily life.

  • Otis College of Art and Design and The Art and Design Department at CSUDH will be partnering to bring two Ceramics Artist, Diego Romero and Michael Sherrill to give a guest lecture and workshop demosntartion to take place at both campuses in conjuction with the 73rd Scripps Cerramic Annua, curated by Joan Takayama-Ogawa (Otis College Faculty member).

  • James Hannaham

    Jan 25| Lectures
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    James Hannaham is the author of the novels Delicious Foods, which won the 2016 PEN/Faulkner Award, and God Says No, a Stonewall Honor Book and a Lambda Literary Award finalist.

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Private Loans

Private Loans are educational loans offered to students by private lending institutions (banks). These loans are for educational expenses only and should be used as a last resource, as they require a long-term committment to repay and typically high interest rates. Also failure to repay your private loans may result in serious consequences to your credit!
Please contact the Financial Aid Office if you have any questions regarding your decision to borrow a Private Student Loan.
 

STEPS TO PRIVATE LOANS:

1.    Take Federal Loans First
Make sure you take advantage of Federal loans and grants first! Federal Direct Loans offer fixed rates, please learn more about them HERE. Parents interested in borrowing on their child’s behalf should consider the advantages of the Parent PLUS Loan (fixed interest , forbearance options and possible tax benefits)

2.    Co-signer??
Most students do not qualify for private loans without a co-signer. Please review our Co-signer 101 section below to learn more about who to ask.

3.    Choose Your Lender
Review some of the lenders we work with on the OTIS FastChoice Tool. It’s up to you to be a well-informed consumer and choose the best lender for you.
Students have the right to select the education loan provider of their choice and are not required to use any of the current lenders listed in the OTIS FastChoice Tool.

4.    Submit your Application
If you choose one of the lenders listed in the OTIS FastChoice Tool, complete the application online. Follow your lender’s instructions and call them if you have questions.

5.    OTIS will Certify (no action on your part)
Once you have completed the application with your lender, they will send an electronic ‘certification request’ to Otis. The Otis Financial Aid Office will confirm your attendance and certify the amount you are eligible for (taking into account your COA and other financial aid).

6.    Check your Otis Self Service
Your financial aid amounts are always available for you to view online in your Otis Self Service.


COSIGNER 101
What is a “co-signer”?
A co-signer is a person who agrees to take on the responsibility for your private student loan debt, should you fail to repay.
Some lenders provide "co-signer release" options that will release your co-signer from responsibility once you are able to qualify for the loan on your own and make a certain number of on-time payments.

An ideal co-signer should have the following qualifications:
•    Four to five years of credit history
•    A majority of revolving credit remains unused (20% rule)
•    No serious derogatory items exist on their credit report
•    Steady employment with sufficient income


OTHER THINGS TO KEEP IN MIND

  • Interest rates on private loans can be fixed or variable. Variable rates can increase or decrease over time, depending on the market conditions and the lender
  • Loans must be repaid with interest
  • Check with your lender regarding repayment options as private loans are not eligible for Federal Loan Consolidation which helps to lower payments
  • Even if you qualify for a private loan on your own, consider having a credit worthy co-signer to get a lower interest rate
  • Use the loan calculator in the Otis FastChoice Tool to project what your payments will look like in the future (located at the bottom of the page)
  • Be sure to review our Overview of Private Loans for more information
  • Contact your lender or the Financial Aid Office if you have any questions
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